Why should I consider a pre-paid Funeral Plan?

 

Not an easy decision to make, simply because it is not always easy to think about planning your own funeral. A lot of people avoid facing this issue altogether, but there are many reasons why a pre-paid funeral plan could be right for you.

 

Here are some basic facts which may help you to make up your mind:

 

  • stating your Funeral wishes in your Will is NOT binding upon your Executors
  • often, people just do not know what their deceased relative or friend wanted
  • a Funeral Plan GUARANTEES that your wishes will be carried out and that the Funeral Director’s services will be paid for at no extra cost to your family
  • at a time of sadness, you will have relieved your family of financial and emotional burdens
  • those you leave behind will remember your thoughtfulness
  • savings in a Bank or Building Society or Insurance is just a sum of money. Your executors are NOT obliged to spend it on your funeral and there may not be enough
  • your money is safe. It is held with the Funeral Planning Trust with HSBC Trust Company (UK) Limited as custodian Trustee
  • the price of a Funeral Plan is in line with the cost of a funeral purchased today. Funeral costs, like everything else, will almost certainly continue to rise in the future
  • you can choose a Funeral to suit your requirements across a range of prices
  • you will receive a certificate which confirms the funeral you have chosen. It also specifies, if you wish, personal details such as religious requirements, gifts to charities in lieu of flowers, music etc
  • you will also receive a booklet which tells your family or executors, all they need to know at the time of your funeral